Types of Financial Aid
There are three primary types of financial aid that may be available to eligible AIMS Education students. Financial assistance can be offered through federal, state, or local government programs, private organizations, or institutional sources.
Grants - Funds that do not need to be repaid.
Loans - Borrowed funds that must be repaid, typically with interest.
Scholarships - Institutional tuition waivers that reduce the cost of tuition and fees for qualifying students.
Federal Financial Aid Programs
Eligible students may qualify for the following federal programs to help cover tuition and other school-related expenses:
- Federal Pell Grant
- Federal Supplemental Educational Opportunity Grant (FSEOG)
- Federal Direct Loan Program
Eligibility for federal grants and loans is determined based on federal guidelines, including financial need, enrollment status, and other applicable criteria.
Institutional scholarships, when available, are awarded based on demonstrated financial need and institutional policies.
To learn more about federal student aid programs, visit the U.S. Department of Education’s Federal Student Aid website.
IMPORTANT ANNOUNCEMENTS
1098-T Form Notification
PCS Students (Clock-Hour Programs Started in 2023 or Earlier)
All 1098-T forms will be mailed to clock-hour students by January 31, 2026. If you have not received your 1098-T by February 10, 2026, please send an email to fsa@aimseducation.edu with the subject line “1098-T Request."
College Students (Degree and Credit-Bearing Programs Started in 2025)
Students who signed the E-Consent will receive their 1098-T via email. If you did not sign the E-Consent, your form will be mailed directly from ECSI on January 31, 2026.
If you have not received your 1098-T by February 10, 2026, please contact ECSI customer service at 1-866-428-1098 for assistance in retrieving it online.
2025-26 FAFSA Now Available
The 2025-26 FAFSA form is now available for all students and contributors. This 2025-26 form will use your 2023 income tax information.
Attention Current and Incoming Students - Submit FAFSA
The 2026-27 Free Application for Federal Student Aid (FAFSA) is now available. If you'll be attending school between July 1, 2026, and June 30, 2027, and have not submitted a 2026-27 FAFSA, please APPLY using your 2024 income tax return.
Current Interest Rates
The interest rates on student loans disbursed during the academic year beginning July 1, 2025 and ending June 30, 2026 will be as follows:
Direct Subsidized Loans - 6.39%
Direct Unsubsidized Loans - 6.39%
Direct PLUS Loans - 8.94%
HESAA interest rates: 6.5% to 8.75% (variable depending on repayment plan)



