Financial Aid at AIMS Education

The Financial Aid Department at AIMS Education is committed to providing responsive, student-centered support to both prospective and current students. Our financial aid advisors are available to guide you and your family through the process of exploring financial assistance options and understanding the costs associated with your education.

We assist students in navigating the financial aid process, including completing the Free Application for Federal Student Aid (FAFSA) and reviewing available funding options. Eligible students may qualify for federal financial aid programs, institutional payment plans, or other forms of assistance designed to help make education more manageable.

Our team is here to answer your questions, explain your options clearly, and help you plan for and meet your financial responsibilities while pursuing your education at AIMS.


Types of Financial Aid

There are three primary types of financial aid that may be available to eligible AIMS Education students. Financial assistance can be offered through federal, state, or local government programs, private organizations, or institutional sources.

Grants - Funds that do not need to be repaid.
Loans - Borrowed funds that must be repaid, typically with interest.
Scholarships - Institutional tuition waivers that reduce the cost of tuition and fees for qualifying students.

Federal Financial Aid Programs

Eligible students may qualify for the following federal programs to help cover tuition and other school-related expenses:

  • Federal Pell Grant
  • Federal Supplemental Educational Opportunity Grant (FSEOG)
  • Federal Direct Loan Program

Eligibility for federal grants and loans is determined based on federal guidelines, including financial need, enrollment status, and other applicable criteria.

Institutional scholarships, when available, are awarded based on demonstrated financial need and institutional policies.

To learn more about federal student aid programs, visit the U.S. Department of Education’s Federal Student Aid website.

Financial Aid Contact Information and Office Hours

Financial Aid Department
Phone: 908-222-0002, Ext. 555
Fax: 908-450-6111
Email: fsa@aimseducation.edu

Office Hours:

Monday: 9:30 a.m. - 6:00 p.m.
Tuesday: 9:30 a.m. - 6:00 p.m.
Wednesday: 9:30 a.m. - 6:00 p.m.
Thursday: 9:30 a.m. - 6:00 p.m.
Friday: 9:30 a.m. - 6:00 p.m.

IMPORTANT ANNOUNCEMENTS

1098-T Form Notification

PCS Students (Clock-Hour Programs Started in 2023 or Earlier)

All 1098-T forms will be mailed to clock-hour students by January 31, 2026. If you have not received your 1098-T by February 10, 2026, please send an email to fsa@aimseducation.edu with the subject line “1098-T Request."

College Students (Degree and Credit-Bearing Programs Started in 2025)

Students who signed the E-Consent will receive their 1098-T via email. If you did not sign the E-Consent, your form will be mailed directly from ECSI on January 31, 2026.

If you have not received your 1098-T by February 10, 2026, please contact ECSI customer service at 1-866-428-1098 for assistance in retrieving it online.

2025-26 FAFSA Now Available

The 2025-26 FAFSA form is now available for all students and contributors. This 2025-26 form will use your 2023 income tax information.

Attention Current and Incoming Students - Submit FAFSA

The 2026-27 Free Application for Federal Student Aid (FAFSA) is now available. If you'll be attending school between July 1, 2026, and June 30, 2027, and have not submitted a 2026-27 FAFSA, please APPLY using your 2024 income tax return.

Current Interest Rates

The interest rates on student loans disbursed during the academic year beginning July 1, 2025 and ending June 30, 2026 will be as follows:

Direct Subsidized Loans - 6.39%
Direct Unsubsidized Loans - 6.39%
Direct PLUS Loans - 8.94%
HESAA interest rates: 6.5% to 8.75% (variable depending on repayment plan)