Debt Management & Exit Counseling

*AIMS Education is currently a Title IV eligible school for clock hour programs. An application for degree and credit-bearing programs is pending.

The financial aid information provided on the AIMS website is for informational purposes only. Federal student aid is currently not available for degree and credit-bearing programs. Please contact a financial aid advisor for additional information.

Managing Your Debt

This is an important issue for all college students. The rising cost of tuition, fees, books and supplies has led to a major increase in student loan borrowing as well as credit card use.

If you use credit cards to supplement your costs or living expenses you will have an additional financial burden while repaying your student loans. We encourage you to borrow sensibly and prepare a monthly budget to calculate your expenses and salary before you use that credit card.

If you need further assistance, contact your lender for loan consolidation and/or the following for further information.

Sallie Mae

Higher Education Student Assistance Authority (HESAA)

National Foundation for Credit Counseling

Options for Resolving Student Loan Default

  • Payment in Full
  • Repayment arrangements
  • Loan consolidation
  • Loan rehabilitation

Contact your lender for further information. Don't know who your lender is? Go to the federal student aid website to learn the current holder or guarantor.

Exit Counseling

The US Department of Education requires all students with outstanding loans to complete online Exit Counseling whenever a student drops below half-time enrollment, graduates, or leaves school (withdrawal or termination). Exit counseling provides important information to prepare students to repay their federal student loan(s). Please click the following link and complete your Exit Counseling.